Simple Process. Real Results.
From your first conversation to documented savings, here's exactly what working with LF Savings and Consulting looks like — step by step.
Tell Us About Your Bills
Start with a free consultation. You tell us which expenses you'd like reviewed — utilities, telecom, insurance, merchant fees, or any combination. No paperwork required at this stage.
We'll ask a few questions to understand your business or household situation and identify the highest-impact areas to focus on first.
Submit Your Statements
Once we've identified the right categories, you share your recent bills and statements. We handle everything securely and confidentially.
Most clients submit 2–3 months of statements per category. We'll tell you exactly what we need — nothing more, nothing less.
We Do the Analysis
Our team digs into your bills — auditing rate classifications, identifying billing errors, benchmarking against current market rates, and spotting unused services.
This typically takes 5–10 business days depending on the number of categories. You don't need to do anything during this phase.
We Negotiate on Your Behalf
When we find savings opportunities, we go directly to your providers and negotiate better rates, correct errors, and restructure contracts — all with your approval.
You stay in control. We present every finding and proposed action before we move forward. Nothing happens without your sign-off.
You Start Saving
Once new rates or corrections are in place, your savings begin immediately. We document every dollar saved so you can see exactly what changed and why.
Our fee is a percentage of the savings we find — only paid after savings are confirmed. If we find nothing, you owe nothing.
Ongoing Monitoring
Rates change. Contracts expire. We keep watching your accounts and alert you when new savings opportunities arise — at no additional cost.
Most clients find additional savings within 12 months as market conditions shift and new negotiating leverage becomes available.
Common Questions
Still have questions? Reach out — we're happy to walk you through the process before you commit to anything.
Ask Us a QuestionReady to Get Started?
The first step takes less than five minutes. Tell us which bills you'd like reviewed and we'll take it from there.
No cost unless we find savings.